Nowadays it is easy to get personal loans without leaving your home, waiting in lines and going through numerous formalities and procedures. The only thing that the customer will need is a device with Internet access, thanks to which he can submit an application and obtain the desired loan. What’s more, the whole thing takes a maximum of several minutes, and it is often possible to receive money within a quarter of an hour from the consideration of the form by the loan company. Numerous loan portals offer their users a mobile application, thanks to which you can conveniently apply for personal loans from the level of your smartphone. It is worth checking if the selected company offers a similar solution, because the application may turn out to be much more convenient than the browser version of the website. Regardless of the solution you choose, applying for a personal loan is easy and quick.
How to Get a FundedJustice Personal Loan Online
To apply for a personal loan, you need to follow a few simple steps:
- Choose a suitable lender and go to its website;
- Fill out the application form with all the additional information;
- Submit the application;
- Wait for a positive decision of the lender;
- Sign an online contract;
- Funds will be credited to your account within one business day.
Tip! If you want to receive money to your account faster, submit the application on a business day before 11 am. Also an additional plus will be the presence of an account in the same bank as the lender.
What are the main requirements?
To get a personal loan, you should conclude an agreement with a reliable lender who will verify your proof of income at the application stage. If you are applying for a bank loan, you should usually provide documents confirming your creditworthiness and show the official income from the employer, unless, as a regular customer of a given company, you undergo a simplified procedure of applying for a financial product, and the bank has already recognized you as a reliable customer. When applying for a personal loan online, you provide data such as:
- first name and last name;
- residence and citizenship of the US;
- series and number of ID card;
- declared amount of income;
- account number to which the loan amount will be transferred.
Personal Loan Rates and Terms
Let’s take a look at the main Personal Loan parameters and their value so that you understood in detail what expects you if you borrow money this way.
|Max Loan Amount||The maximum amount that you can borrow with a payday loan||$35,000|
|Min APR||Minimum interest charged for borrowing that shows the yearly cost of the loan as percentage||4,99 %|
|Collateral||No need to provide any kind of collateral to apply for a loan||Not required|
|Min Loan Amount||The minimum amount that you can borrow with a payday loan||$5,000|
|Max APR||Maximum interest charged for borrowing that shows the yearly cost of the loan as percentage||36 %|
|Terms||The term for which the loan is issued||6-60 months|
|Additional fees||The amount that is added to the loan for additional services||5% of the loan amount|
|Minimum credit score required||Required credit history for a loan application||available for bad credit|
|Turnaround Time||The time it takes for the loan to reach your account||one business day|
Notice! Personal Loan rates and terms may differ by state as every state regulator has their own laws concerning short-term loans. So, choose your state at first to check what regulations there are:
Personal Loans Near Me
You may want to get a Personal Loan in cash immediately. You might need to visit the loan place then. Find the stores open now at your location by city:
- Los Angeles
- San Antonio
- San Diego
- San Jose
- San Francisco
- Fort Worth
- El Paso
- Oklahoma City
- Las Vegas
- Kansas City
- Long Beach
- Colorado Springs
- Virginia Beach
- New Orleans
- Santa Ana
- Corpus Christi
- St. Louis
- St. Paul
- Chula Vista
Best Personal Loan Alternatives
If you don’t want to apply for fundedjustice personal loan, there are several good alternatives:
- Bad credit loans
- Payday loans
- Cash Apps
- Online Installment loans
- Secured or Unsecured loans
- Online Car Title loans
Frequently Asked Questions
Can you extend the loan repayment date?
Yes, loan companies allow you to extend the loan repayment date. To do this, contact the customer service office and set a convenient new repayment date. Remember, however, that changing the payment date involves additional costs, which can be up to several hundred dollars.
Can you pay off a personal loan before the repayment date?
You can repay the loan on any day before the date specified in the loan agreement.
How long does it take to verify the application?
Loan applications are usually processed in a few or several minutes. However, it all depends on the working hours of the customer service office. However, if the loan company has questions for you related to the submitted application, it will contact you by phone before making a decision.
When will you receive the funds?
The money can be on your account even in several minutes. It all depends on which bank you have your personal account at. The standard waiting time for a loan transfer is one business day, although currently loan companies have up to a dozen bank accounts so that the funds reach customers as soon as possible.